Define Your Budget & Get Mortgage Approval

Before starting your property search, it’s important to understand what you can afford

• Get a mortgage agreement in principle (AIP) to show sellers you’re a serious buyer.
• Factor in additional costs such as legal fees, stamp duty, and surveys.

Start Your Property Search

With your budget set, it's time to find the perfect property!

• Browse our latest listings or speak to our expert agents for tailored recommendations.
• Arrange viewings to explore homes that fit your needs.
• Ask questions about the property, local amenities, and market trends.

Make an Offer

Once you’ve found the right property:

• Submit an offer based on market value and your budget.
• Our agents will negotiate on your behalf to secure the best price.
• If accepted, the property is taken off the market, and the legal process begins.

Instruct a Solicitor & Arrange a Survey

A solicitor will handle the legal side of your purchase, including property checks and contracts.

• Property surveys ensure there are no hidden structural issues.
• Your solicitor will conduct searches to check for planning restrictions or liabilities.

Finalise Mortgage & Contracts

• Once the survey and legal checks are complete, your mortgage lender will issue a final mortgage offer.
• Both parties review and sign the contracts.
• A completion date is agreed upon.

Exchange Contracts & Completion

• Contracts are exchanged, making the sale legally binding.
• You transfer the deposit, and your solicitor coordinates the final payments.
• On completion day, you receive the keys to your new home!